Credit card interest rate now is been lowered, the lowest being 13.5%
However, most of the other alternatives financial funding is still lower than this offering such as credit transfers, personal loan using credit card as collateral.
Alliance bank offers 6.99% of personal loan.
This suggests it doesn't affect the banks anyway, since they can survive on even lower interest rates.
This is simply a way to encourage more credit card usage.
2 comments:
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