Life cannot be perfect, There are many out there who sacrifice for others at own expense and are never to be noticed, A perfect life has no meaning, A meaningful life cannot be duplicated and is unique, You decide what is meaningful.
If you debts is above RM 10K per credit card, the bank will not bother to call you, because they can sue you for bankruptcy. As soon as less than RM 10 K, they will start calling you to pay the installment.
This is different for physical assets such as car and property where regardless of how much you owing, they will call you because they can always repossess.
This makes sense when recently a bank offer me a bank loan (6.99%) which the person in-charged specifically highlighted that it is not link to your credit card account.
My guess is that different financial packages tie to different bankruptcy policies.
Of course, if you consider motorcycle to be vehicle, that counts.
Otherwise, this is a bit like tipu kanak kanak...
Let me tell you why... I am a driver of the most popular car in Malaysia, the Proton Saga Iswara 1.3 special edition and guess what is the recommended petrol by Proton itself ?????
Damn it .... if my car can support RON 95 I would be so happy, because it is so damn cheap right ? I know my mechanic almost want to 'rape' because because I tried that once for certain period... and he felt like 'raping' me.
So, how can most cars in Malaysia are suitable for RON 95 ler ?
Somemore RON 92 is only sold by Petronas in certain petrol station only...